TARP Report: Making Home Affordable Data File

The purpose of the Making Home Affordable © (MHA) Data File is to provide the general public with a comprehensive view of the Obama Administration's MHA programs to more fully understand their impact in a continued commitment to transparency. Because protecting the identities of MHA participants is of primary importance, the Treasury Department conducts a thorough analysis and takes steps to ensure the anonymity of individual borrowers. The MHA Data File consists of three sets of loan-level mortgage modification data: The First Lien Modification Program, the Second Lien Modification Program, and the Home Affordable Foreclosure Alternatives Program. The First Lien Modification Program also contains one additional subset - the net present value (NPV) file. Each set is subdivided into ten geographic regions that cover the United States and its territories. The data are presented in comma separated value (CSV) format and total roughly 3 gigabytes in size. The information contained in these files is data reported by servicers. Please consult the MHA Data File User Guide for a description of certain data quality issues and variances which could affect the use or interpretation of the data. Treasury and the MHA Program Administrator continue to work with servicers to monitor data quality and remediate known issues. These files are cumulative and will be refreshed monthly, providing users with up-to-date MHA data. The Making Home Affordable Data Files include information on: •Home Affordable Foreclosure Alternatives (HAFA) Program, •Principal Reduction Alternative (PRA), •Second Lien Modification Program (2MP), •Home Affordable Unemployment Program (UP), •FHA-HAMP and •Rural Development HAMP (RD-HAMP). PRA, UP, Treasury FHA-HAMP, and RD-HAMP are included in the First Lien Modification files, with 2MP and HAFA in separate files. The Making Home Affordable Data File User Guide has been updated to reflect these additions.

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