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NFIP Multiple Loss Properties

Published by FEMA/Resilience/Federal Insurance Directorate | Department of Homeland Security | Metadata Last Checked: June 25, 2025 | Last Modified: 2025-04-01T12:39:09-04:00
This dataset provides information on structures that have had multiple National Flood Insurance (NFIP) claims across the history of the program. The data contains NFIP-insured structures that fall within the four categories of Repetitive Loss and Severe Repetitive Loss that FEMA tracks. Definitions of these categories are provided in the field descriptions. There are also fields to show whether a structure is currently NFIP-insured, has been mitigated, and other characteristics. The data includes properties that have since been mitigated or demolished and may no longer considered to be in any of the listed categories.rnLocation information has been redacted to protect personal privacy. Location information is derived from reported address, geocoding of that address, and reported NFIP community. Because NFIP insurance claims data spans the history of the NFIP, many of the structures have poor address information resulting in poor or missing coordinates and additional location fields that rely on those coordinates. An effort has been made to fill in missing data and resolve conflicts between state, county, community, and census block group. Because of this effort, emstatistics derived from this data may differ from those reported elsewhere by FEMA or others/em.rnThere is a lot of interest in this data as it touches many program areas of the NFIP and serves as an indicator of flood risk and mitigation need.rnrnFEMA's terms and conditions and citation requirements for datasets (API usage or file downloads) can be found on the OpenFEMA Terms and Conditions page: https://www.fema.gov/about/openfema/terms-conditions.rnrnFor answers to Frequently Asked Questions (FAQs) about the OpenFEMA program, API, and publicly available datasets, please visit: https://www.fema.gov/about/openfema/faq.rnrnIf you have media inquiries about this dataset, please email the FEMA News Desk at FEMA-News-Desk@fema.dhs.gov or call (202) 646-3272. For inquiries about FEMA's data and Open Government program, please email the OpenFEMA team at OpenFEMA@fema.dhs.gov.

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