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NCUA Minority Depository Institution Credit Unions List

Published by National Credit Union Administration | National Credit Union Administration NCUA | Metadata Last Checked: June 27, 2025 | Last Modified: 2021-11-03T18:15:14.193Z
The NCUA defines a minority depository institution (MDI) as a federally insured credit union in which a majority of its current members, its board of directors, and the community it services, as designated in its charter, fall within any of the eligible minority groups as described in Section 308 of the Financial Institutions Reform, Recovery and Enforcement Act of 1989: any Black American, Asian American, Hispanic American, or Native American. Credit unions self-designate as MDIs by answering the minority questions on the CUOnline Profile. The NCUA encourages credit unions to determine whether they qualify for MDI certification. This resource allows users to identify those credit unions that meet the MDI criteria.

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